# What a listing shows and where it comes from

Lesson 1 of [Read a credit union listing: the basics](https://creditunions.fyi/academy/credit-union-listing-basics.md), 12 minutes.

Every listing on this site is a federally insured credit union. The register figures come from the NCUA quarterly call report data. Credit unions file this report with the NCUA every quarter. The data is US Government work in the public domain.

## The data on this site

The current listings use data from the June 2026 cycle. The site read the files on 2026-10-20. Each listing has a source note. The source note names the cycle and the date the data was read.

## The fields on a listing

- **NCUA charter number**: the credit union's number on the NCUA register. It is the stable ID of the listing.
- **Charter**: federal (chartered by the NCUA) or state (chartered at the state level and federally insured).
- **Who can join**: the field-of-membership kind on record, for federal charters.
- **Field of membership on record**: the NCUA wording, for federal charters.
- **Total assets**, **members** and **branch locations**: figures from the call report.
- **Low-income designation**: a yes or no flag from the NCUA.
- **Year organized**: the year the credit union was organized, as filed.

## What a listing is not

A listing is a register record. It is not a recommendation, and it is not financial advice. The call report holds balance-sheet figures. It has no rates and no fee schedule. Ask the credit union for its current rates and fees.

## Figures change

Figures change every quarter, and they can lag the register. Confirm a figure with the credit union before you rely on it.

## Sources

- CreditUnions guide: How to read a credit union listing (updated 2026-10-20)
- CreditUnions guide: Credit union rules in the United States (updated 2026-10-20)
- NCUA, Credit Union and Corporate Call Report data, quarterly data, ncua.gov

This course is general information, not medical, legal or financial advice.

Also on the [web page](https://creditunions.fyi/academy/credit-union-listing-basics/what-a-listing-shows).