# Compare quarters and read gaps

Lesson 2 of [Research credit union records in depth](https://creditunions.fyi/academy/research-credit-union-records.md), 16 minutes.

One cycle at a time Each figure on a listing belongs to one call report cycle. Figures change every quarter, and they can lag the register by several months. When you compare two credit unions, use figures from the same cycle. Write the cycle next to each figure. Empty is not zero The site does not…

The rest of this lesson is for learners enrolled in the course. [See how Research credit union records in depth works](https://creditunions.fyi/academy/research-credit-union-records.md).

Also on the [web page](https://creditunions.fyi/academy/research-credit-union-records/compare-quarters-and-read-gaps).